So how much is a
human life worth in New Zealand? It might sound a silly. It all depends on the context as to the value placed on each
life.
Some might
wonder why I am even asking the question, but it is something we need to get
our heads around because like it or not a human life is frequently assessed as
having some kind of monetary value for a host of different reasons. I think we
need to know the whys and wherefores of these processes because sometimes they defy
any logical explanation.
For example when
a life is lost through natural causes insurance companies make a payout (if you
are lucky) and that amount could be considered as the value that has been
placed upon that particular life. But here it is not so much the insurance
company that is setting that ‘value’ rather it is the person taking out the
insurance policy. However it is still a value and in most cases this will start
at around $100,000 and go up from there according to the premium paid and the
policy chosen.
ACC is also in
the business of assessing the value of human life and their figures are a
little less straightforward (as you might expect). Their calculation can
involve a funeral grant of up to $4500.00 and a survivor’s grant of $4702.79,
plus weekly compensation equivalent to 60% of the deceased’s earnings
(roughly). There are some finer points to that, such as additional allowances
for dependants other than the spouse, but the total possible amount payable is
80% of earnings. This can be paid as weekly compo or in a lump sum. Obviously
the total amount depends on how much you were earning, so of course the very
well paid families fare best in this situation as with life insurance. The weekly
payments if you choose those, last for a maximum of five years and this is how
the lump sum is also calculated. Thus if your nearest and dearest was on the
minimum wage their life will be valued at about $93,000.
Accidents in the
workplace are another of the areas where determinations as to the monetary worth
of human life is regularly determined. In this respect the courts and the
Department of Labour are involved. The courts have the power to fine an
employer (although not if they are a Government Department apparently) and
award compensation. Two recent cases that give an idea of how this works are
the case of the worker at Safe Air Ltd (they should change the name) who was
sucked into a jet engine he was doing a maintenance check on it. The company
was fined $56,000 and ordered to pay his family $22,500 in compo. Thus his life
was valued at less than $80K.
DOC on the other
hand couldn’t be fined when their volunteer worker was apparently swept out to
sea at Raoul Island and thus they escaped at just $60K which was the payout
they made voluntarily to the guy’s family.
Similarly the
courts regularly assess the value of a human life when they direct careless drivers
to make payments to the relatives of those they have killed through their careless
or reckless driving. Currently the most you can be fined for this sort of thing
is $20,000 and then only if you can be proven to have been drunk or stoned at
the time. Payments for emotional harm can also be levied, but these seldom
reach five figures, so the courts are less generous than the insurance
companies with a human life worth basically less than $30,000 in total. It
would appear they don’t believe the loss to the family is even equivalent to
the minimum wage for one year (before tax).
However it is
now official that New Zealand’s lousiest bastards are the Royal New Zealand Air
Force who apparently value human lives at a great deal less than any of the
above examples.
You will all no
doubt remember the tragic helicopter crash on Anzac Day 2010 that resulted in
the deaths of three Air Force personnel and serious injuries to another. We now
discover after months of red herrings about how the crash came about because of
dangerous practices by a pilot who wasn’t properly trained to fly at dusk that
he only did it because the Air Force top brass had been moaning about how much
it would cost for the guys to stay overnight. It has taken until this week for
that admission to be dragged out of the Defence Monster Jonathan Coleface. Then
the prick had the audacity to try and blame the Labour Government which hasn’t
been in power since 2008!
So how many much
was it actually going to cost to put up four men at the Amora Hotel in
Wellington which the Air Force were in the habit of using? How close were we to
blowing the entire Defence budget had we accommodated these guys instead of
making them fly out in dangerous circumstances they had not been trained for? Surely
it can’t have been very much?
Well we now
learn that the amount at stake was $149.00 per room. I have been unable to
ascertain how many the rooms at that price can sleep, but it is probably two
and even if it is only one, then we lost three lives and made a mess of another
for the sake of less than $600.00. I
think that speaks volumes about how much the Air Force cares about the welfare
of its personnel.
And by the way; if you are thinking of making a firm appointment with the reaper any time soon, for goodness sake take out a large insurance policy or find yourself a dodgy accountant to fudge your income figures – there are tons of them about at the moment – just pick a name from the court reports.